This saddle has been well taken care of since March 2006.  It has panels measuring 16"x13"w.   The panels are neutral projections which means the flap drops straight down rather than being cut forward. The panels also provides a classic, even layer of padding along the horse’s back without extra bulk.  This saddle is set with a medium tree.  It is stamped with a The "C" designation for the tree, which stands for "Cervia" or its closely related tree variants, which are specifically engineered for horses with curved, dipping, or dynamic toplines.